Abstract
Federal Financial Institutions Examination Council wants banks to make their online activities more secure for users. They are mandating that banks use more than just usernames and passwords.
This paper will discuss possible solutions to this dilemma.
References
http://www.fdic.gov/news/news/financial/2005/fil10305.html
http://www.fdic.gov/consumers/consumer/idtheftstudysupp/index.html